Most states now require Debt Relief Services Companies (those offering debt adjusting, debt settlement, debt negotiation, credit counseling, or debt management services) to obtain some sort of license or registration with the appropriate state agency. We list these states below and make reference to the type of licensing related requirements for the particular states. Drop us a note via email if you learn of any new requirements not yet covered by the list below.
- Arizona – Debt Management Companies
- Arkansas – Debt Adjusting
- California - Prorater
- Colorado – Debt Management
- Connecticut – Debt Adjuster
- Delaware – Debt Management
- Florida - Credit Counseling
- Georgia – Debt Adjustment
- Hawaii - Debt Adjusting
- Idaho - Credit / Debt Counselor
- Illinois - Debt Management
- Indiana – Budget Service Companies / Debt Management
- Iowa – Debt Management
- Kansas - Debt Adjusting
- Kentucky - Debt Adjusting
- Louisiana – Debt Adjusting
- Maine – Debt Management
- Maryland – Debt Management
- Massachusetts – Credit Counseling
- Michigan - Debt Management
- Minnesota - Debt Management/Debt Settlement
- Mississippi - Debt Management
- Missouri – Debt Adjusters
- Montana - Debt Management
- Nebraska - Debt Management
- Nevada – Debt Management
- New Hampshire – Debt Adjustment
- New Jersey – Debt Adjustment/Credit Counseling
- New York – Budget Planners/Budget Planning
- North Carolina – Debt Adjusting
- North Dakota – Debt Adjusting/Consumer Credit Counseling
- Ohio – Debt Pooling/Debt Adjusting
- Oregon - Debt Management
- Rhode Island – Debt Management
- South Carolina – Consumer Credit Counseling
- South Dakota - Debt Adjusting
- Tennessee - Debt Management
- Texas – Debt Management
- Utah - Debt Management
- Vermont - Debt Adjusters
- Virginia - Credit Counseling/Debt Management
- Washington – Debt Adjusting
- West Virginia - Debt Pooling
- Wisconsin - Debt Adjustment
- Wyoming - Debt Adjusters